"The meltdown in the financial markets has top investment banks pulling back on hiring, leaving finance students like Fernandez insecure about their future.
Growing up in a paycheck-to-paycheck household, financial security was a top priority for Fernandez when she decided on a career as a financial analyst.
But with job opportunities becoming scarce, her plans might be derailed -- at least for the time being.
"Emery, a finance professor for more than 30 years, says that students should focus less on the business sector's current situation and more on the benefits of education, regardless of their field.
''Regardless of profession,'' he said, ``the formula is simple: With a little hard work, and being at the right place at the right time, those who distinguish themselves will become successful.''"